If your insurance company in Rhode Island unfairly delays, denies, or underpays your claim, you may be the victim of insurance bad faith. This occurs when an insurer fails to fulfill its legal obligations to act honestly and fairly with policyholders. Whether you're dealing with a denied auto insurance claim, an underpaid homeowner’s insurance claim, or an unreasonable delay in your settlement, Rhode Island law protects your right to take legal action.
Victims of bad faith may be entitled to compensatory damages, punitive damages, and attorney’s fees. At Corrao & Robles Law, we help clients hold their insurers accountable and recover the full compensation they deserve.
Bad faith doesn’t always come with a warning label. It often looks like delay, deflection, or outright denial. If your insurance company is engaging in any of the following practices, it's time to speak with a bad faith insurance attorney:
- Delaying your claim without justification
- Denying your claim without proper investigation
- Offering a settlement far below the actual value of your loss
- Refusing to communicate or return calls
- Requesting repetitive or irrelevant documentation
- Failing to explain why your claim was denied
These tactics are designed to wear you down and reduce payouts—but with the right legal team, you don’t have to accept it.